Welcome to our journey
Build your Florida rental. We handle everything.
From finding the lot to placing your tenant — one team, one point of contact.
Most builders only build.
Investing in Florida usually means assembling a team on your own: someone to find the lot, a builder to construct it, an attorney for the legal structure, an accountant for the tax filings, a lender, an insurance agent, and a property manager once it’s finished. Seven relationships, seven timelines, and no one connecting the pieces.
AMA Builders manages the construction from start to finish, and our affiliated real estate company handles lot sourcing and property management. For everything outside our license — legal structure, tax identification, financing, insurance — we work alongside a network of trusted professionals we’ve built relationships with over the years.
We’re not attorneys or accountants. What we do is make sure you’re working with the right ones, and that every piece of the process connects.
Why build instead of buying an existing home
Lower insurance costs. Florida insurance premiums are driven heavily by roof age and construction standards. A new home built to the current Florida Building Code typically qualifies for materially better rates than a comparable older property — a difference that repeats every year you own it.
Significantly less maintenance. Everything in the home is new: roof, HVAC, plumbing, electrical, appliances. An older property carries systems already partway through their useful life, and the cost of replacing them lands on the owner. A new build starts that clock from zero, which means fewer unexpected repair costs in your early years of ownership.
Designed for rental performance. When a home is built specifically as a rental, every decision serves that purpose — durable finishes, practical layouts, and features tenants actually look for. Nothing is a compromise inherited from a previous owner.
A full builder warranty. New construction comes with warranty coverage that a resale property doesn’t offer.
Tax advantages. New construction opens depreciation strategies worth reviewing with your accountant.
You choose the market. Instead of competing for whatever happens to be listed, you choose where to build based on rental demand.
How it works
01 · The lot
Three ways to start: purchase one of our available lots, have us source one in the market you’re targeting, or bring your own — we’ll evaluate it for buildability, utilities, flood zone, and rental demand before you commit.
02 · The design
Choose from our existing models or design a home from scratch with our team. Every plan is adapted to the specific lot.
03 · Permits and approvals
Every county and municipality in Florida runs its own process on its own timeline. We manage all of it.
04 · Construction
Built under our own license and our direct supervision. You receive photo and video updates throughout — by WhatsApp or email, whichever you prefer.
05 · Delivery
Turnkey, with full warranty coverage. Ready to rent or ready to sell.
06 · Insurance and management
We help you secure property insurance for the completed home, and our affiliated real estate company can handle tenant placement and ongoing management — so the property starts producing without you managing it from abroad.
Every home comes with a full builder warranty
1 year — Workmanship
2 years — Systems (electrical, plumbing, mechanical)
10 years — Structural
Standard on every home we deliver. If you’re investing from abroad and can’t inspect the property yourself, this is your protection in writing — backed by a licensed Florida contractor.
What’s included
Every home is delivered turnkey — ready to rent or sell the day you receive the keys.
Standard in every build:
- Complete interior and exterior finishes from our standard selection
- Appliances
- Front landscaping
- Full builder warranty (1-2-10)
Finishes are yours to choose. Our quoted price reflects the finish package we use in our own projects — selected for durability and rental performance. Premium upgrades are available and quoted separately, so you always know exactly what you’re paying for.
Investment and timelines
Construction starts at $220,000.* Land is separate.
Every project is priced individually. The final number depends on the model you choose, the finishes you select, the characteristics of your lot, and the market where you’re building. We provide a detailed, itemized proposal once we’ve reviewed the lot — never an estimate built on assumptions.
Construction takes 4 to 6 months from the day permits are approved to the day we hand over the keys.
What varies is the permitting stage before that. Every county and municipality in Florida runs its own process on its own timeline, and lot conditions can affect site work. If you’re financing, the schedule also follows your lender’s draw disbursements. We give you a realistic start-to-finish schedule for your specific project before construction begins, and we keep you informed throughout.
*Starting price for construction only. Varies by model, market, lot conditions, and finish selections.
Current rental rates
These ranges reflect what homes we’ve built are currently renting for in each market.
Ocala — $1,750 to $2,500 per month
Citrus Springs — $1,700 to $1,900 per month
Inverness — $1,700 to $1,850 per month
North Port — $1,700 to $2,265 per month
Rental rates vary by home size, bedroom count, exact location within each market, and current market conditions. Updated September 2026. These figures reflect current rents and are not a guarantee of future rental income.
How payment works
Deposit at signing. An initial deposit is due when the construction contract is executed.
Draws by construction milestone. The balance is paid in scheduled draws tied to completed stages of construction. You pay as the home goes up — never everything upfront.
Financing. If you’re using a lender, disbursements follow the same milestone schedule. We can recommend lenders who already understand our process, and we coordinate the draw schedule directly with them.
Investing from outside the United States
You do not need to be a U.S. citizen or resident to own property in the United States. There is no citizenship, residency, or visa requirement under federal law.
Many of our clients live in Latin America. Here’s how the process works.
What you need to start
A valid passport and proof of funds.
Holding the property
Most foreign investors hold U.S. property through a Florida LLC rather than in their personal name — for liability protection and estate planning. The LLC requires an EIN from the IRS, which foreign nationals can obtain without a Social Security Number.
Tax identification
If the property will generate rental income, you’ll need an ITIN to file with the IRS. Processing takes several weeks, so it’s worth starting early rather than once you’re under contract.
Financing
U.S. mortgage programs exist specifically for foreign nationals — no Social Security Number, no U.S. credit history, no U.S. income required. They qualify you based on the property’s projected rental income rather than your personal earnings. Down payment requirements are higher than a domestic loan.
Signing from abroad
In most cases you won’t need to travel to Florida. International buyers typically sign from their own country — through a power of attorney, remote notarization, or documents signed and sent by courier. Which option applies depends on your title company’s process and, if you’re financing, on your lender’s requirements. Your closing team will confirm the path for your purchase before you get there.
You won’t navigate this alone. We work alongside an accountant who specializes in foreign investors and handles ITIN applications, LLC formation, and U.S. tax filings, and we can connect you with lenders and insurance professionals experienced with international clients. Our role is to make sure every piece of the process fits together, so you’re never left figuring out the next step on your own.
This information is general and current as of 2026. Requirements vary by individual circumstance and change over time. Always confirm with a qualified attorney and accountant.
We’re your eyes on the ground.
You don’t need to be in Florida to know exactly what’s happening on your lot.
Throughout construction you receive photo and video updates and stage-by-stage progress reports, delivered by WhatsApp or email — whichever works for you.
We build every project the way we build our own. That isn’t a slogan. Before we were builders, we were the investors hiring builders — and that experience is the reason this company exists.
Frequently asked questions
Can I buy property in Florida if I’m not a U.S. citizen or resident?
Yes. U.S. law places no citizenship, residency, or visa requirement on real estate ownership. A valid passport and proof of funds are the starting point.
Do I need to travel to the United States?
In most cases, no. International buyers usually sign from their own country — through a power of attorney, remote notarization, or documents sent by courier. The specific option depends on your title company and, if you’re financing, your lender’s requirements. Your closing team confirms this well before closing.
Should I buy in my own name or through an LLC?
Most foreign investors use a Florida LLC for liability protection and estate planning. This is a decision to make with an attorney and accountant — we can connect you with professionals who work with international investors.
Do I need an ITIN?
If the property generates rental income, yes. Processing takes several weeks, so start early.
Can I get financing as a foreign national?
Yes. There are U.S. mortgage programs designed for foreign nationals that don’t require a Social Security Number, U.S. credit history, or U.S. income. They qualify you on the property’s rental income. Down payments are higher than domestic loans, and we can recommend lenders who work with international buyers.
Do you sell lots, or do I need to find one?
Both. We have lots available for purchase, we can source one in the market you’re targeting, or you can bring your own — we’ll review it to confirm it’s suitable to build on.
What warranty comes with the home?
One year on workmanship, two years on systems, and ten years structural. Standard on every home we deliver.
How much does it cost?
Construction starts at $220,000 and is priced individually based on model, finishes, lot, and market. Land is separate. We provide a detailed proposal once we’ve reviewed the lot.
How long does it take?
Construction takes 4 to 6 months once permits are approved. The permitting stage before that varies by county and municipality. We give you a full schedule for your specific project before we start.
Can you help me insure the property?
Yes. We help you secure property insurance for the completed home.
What if I want to sell instead of rent?
That works too. Many clients build to sell. The process is identical; only the finish selections and strategy change.
Can you manage the property once it’s built?
Yes. Our affiliated real estate company handles tenant placement and ongoing property management.
We’ve been on your side of the table.
We started as investors. AMA Builders grew out of our own real estate investing. We understand what a delayed month costs, because we’ve paid for it ourselves.
Our own license. Every project is built under our Florida Certified Building Contractor license (CBC1266805), with AMA Builders managing and supervising the work directly from start to finish.
Warranty behind every home. 1 year workmanship, 2 years systems, 10 years structural.
Local to your markets. We build across Central Florida and the Gulf Coast. We know which municipalities move quickly, which lots have issues, and where rental demand is real.
Family-owned. Three brothers. The company carries our mother’s name, and that stands behind every home we deliver.
Let’s talk about your project.
Tell us which market you’re considering and what you’re looking to build. We’ll respond within one business day.
