Insurance considerations
Roof age and building characteristics influence premiums. A new home may qualify for more favorable terms, subject to an individual insurance quote.
BUILD TO RENT · FLORIDA
Invest in Florida. Build with AMA.
A team to guide you from lot selection through completion.
We build new homes to rent or sell, with support from lot selection through delivery and construction updates wherever you are.
FLORIDA CBC1266805FROM LOT TO DELIVERYENGLISH & SPANISHNEW HOMES / FLORIDA
Build a home with your investment in mind.
Start with your investment goals. We help you plan a new Florida home to rent or sell, choosing one of our models or working with our architectural and engineering partners on a design for your lot.
Our markets include Ocala, Citrus Springs, Inverness and North Port, along with other areas of opportunity across Florida. Together, we review the location, lot and rental market in light of your goals.
Find the model for your investment ↗THE OPPORTUNITY / BUILD TO RENT
Why build instead of buying an existing home?
New systems from day one
A new roof, HVAC, plumbing, electrical systems and appliances give you a fresh starting point and may reduce early replacement costs. Routine care keeps them performing.
Designed for rental use
Practical layouts, durable finishes and features selected with everyday tenant needs in mind.
Builder warranty
Workmanship, systems and structural coverage, subject to the warranty documents.
Tax planning
Discuss depreciation and other strategies with your accountant based on your ownership structure and tax circumstances.
Choose where you invest
Explore locations and lots based on your budget, investment goals and local rental demand.
Construction costs and timing.
From $220,000
Construction only. Land is separate. Price varies by model, market, lot conditions and finish selections.
4–6 months
Estimated construction timeline after permits are approved. Prior permitting, site conditions and lender disbursements may affect the schedule.
Once we review the lot and planned home, you receive a detailed proposal and a schedule for your project, with pricing and timing confirmed before signing.
A warranty behind every home.
1
YEAR
Workmanship
2
YEARS
Electrical, plumbing and mechanical systems
10
YEARS
Structural coverage
1–2–10 coverage is governed by each project’s warranty terms, exclusions and documents.
What’s included at delivery?
Our Build to Rent homes include upgraded finishes in the base construction price, with selections chosen for a modern look and everyday durability.
- Water-resistant luxury vinyl flooring
- Modern bathrooms with contemporary ceramic tile
- A contemporary kitchen backsplash
- Modern light fixtures throughout the home
- Appliances
- Front landscaping
- 1–2–10 builder warranty
Want a different look? Finishes outside the included selection are available at an additional cost. We review your choices and confirm any price adjustments before you approve them.
MARKET RENTAL REFERENCES
What our homes are renting for.
Ocala
$1,750–$2,500
Citrus Springs
$1,700–$1,900
Inverness
$1,700–$1,850
North Port
$1,700–$2,265
Information supplied by AMA, updated October 2026. USD per month; varies by home, location and market conditions. These are not forecasts or guarantees of future income or returns.
THE PROCESS / HOW IT WORKS
From the lot to the keys.
The lot
Bring your own lot, explore our available lots or work with our affiliated real estate company to find one. We review buildability, utilities, flood zone and local rental demand before moving forward.
The design
Choose one of our models or work with our architectural and engineering partners on a new design. We coordinate the plans with the lot and agree on scope, finishes and budget.
Permits and approvals
We manage construction permit applications and coordinate with the design team and local authorities through the approval process.
Construction
We manage construction and keep you informed with photos, videos and progress reports by WhatsApp or email—whichever works for you.
Delivery
We walk through the completed home with you, review the agreed finishes and warranty coverage, and hand over the keys for the next step in your rental or sale plan.
Insurance and management
We help coordinate insurance quotes with independent professionals. Our affiliated real estate company can take care of tenant placement and ongoing management under a separate agreement.
See the process take shape.
Photographs from different AMA projects; these are not consecutive stages of one property.
A COMPLETED PROJECT IN OCALA
Ocala Residences
Two completed single-family homes in Ocala, with practical layouts and open living spaces.
Explore the Ocala project ↗
Payments follow construction progress.
Deposit at signing
Your contract specifies the initial deposit and payment terms.
Milestone draws
You pay the remaining balance in stages tied to construction milestones, according to your contract.
If you finance
We coordinate the draw schedule with your lender and its requirements.
INTERNATIONAL INVESTORS
Invest in Florida from abroad, with guidance at every step.
Documents to get started
Transaction review commonly involves a valid passport and proof of funds. Your transaction professionals confirm the final requirements. Do not send sensitive documents through this inquiry form.
Ownership
An LLC is an option to evaluate with your attorney and accountant, not a universal recommendation. An entity may need an EIN.
Tax identification
Your accountant determines whether an ITIN, SSN, EIN or other filing applies. Plan the process early.
Financing
We can refer lenders experienced in foreign-national programs. Each lender sets documentation, down-payment and approval criteria.
Signing and closing options
It depends on your transaction. Signing from abroad may be possible, but if you use financing, your lender and title company must approve the arrangements in advance. We will coordinate confirmation of their requirements so you know whether travel is necessary.
General information. Buyer eligibility and applicable federal and Florida restrictions must be reviewed with an attorney and title company. Tax advice comes from your accountant.
SUPPORT FOR INVESTORS
A team for each step of your investment.
AMA Builders manages construction. Our affiliated real estate company can help source your lot and manage the completed property.
For legal structure, tax identification, financing and insurance, you can work with independent professionals in our trusted network who have experience with international investors. Their services are agreed separately.
Each professional advises within their field. We help coordinate the steps around construction so you understand who is handling what and what comes next.
Your Florida project. A team on the ground.
Follow construction through photos, videos and updates by WhatsApp or email. We coordinate decisions with you so you know how your investment is progressing, wherever you are.
Message us on WhatsApp ↗
AMA BUILDERS
Before building for others, we invested in projects of our own.
We know what it means to commit your own capital to a project because that is how AMA began. Founded by the three Ángel brothers and named in honor of our mother, our family-owned company brings that investor’s perspective to the way we plan, communicate and build for our clients.
What our clients say.
“my experience has been highly positive.”
Ilkka Palin · Google review excerpt
Read reviews on Google ↗Frequently asked questions
＋ Can I buy property in Florida if I’m not a U.S. citizen or resident?
In many cases, yes. U.S. immigration residency is not generally a prerequisite to exploring an investment, but eligibility depends on the buyer, property and applicable restrictions. Your attorney and title company must confirm the requirements before you commit funds. Valid identification and proof of funds are common starting documents for transaction review.
＋ Do I need to travel to Florida?
It depends on your transaction. Signing from abroad may be possible, but if you use financing, your lender and title company must approve the arrangements in advance. We will coordinate confirmation of their requirements so you know whether travel is necessary.
＋ Should I buy in my own name or through an LLC?
An LLC may be an option for foreign investors, but it is not right for everyone. Liability, taxes, estate planning and financing should be evaluated with your attorney and accountant. We can connect you with professionals experienced with international investors.
＋ Do I need an ITIN?
If you need a federal taxpayer identification number and do not have, and are not eligible for, a Social Security number, an ITIN may be required. An ownership entity may also need an EIN. Your accountant should determine the identifiers and timing applicable to your situation.
＋ Can I get financing as a foreign national?
Foreign-national mortgage programs exist, including some that do not require an SSN, U.S. credit history or U.S. income. Documentation, down payments and rental-income underwriting vary by lender and loan type. Approval is not guaranteed; we can refer you to experienced lenders.
＋ Do you sell lots, or do I need to find one?
We can explore available lots, help source one through our affiliated real estate company, or start with a lot you own. We review buildability, utilities, restrictions and market considerations before contracting. Availability must be confirmed.
＋ What warranty comes with the home?
One year for workmanship, two years for electrical, plumbing and mechanical systems, and ten years of structural coverage, subject to your project’s warranty terms, exclusions and documents.
＋ How much does it cost?
Construction starts at $220,000, excluding land. Pricing varies by model, finishes, lot and market. After reviewing the property, we provide a detailed proposal with the scope and exclusions.
＋ How long does it take?
The estimated construction timeline is 4 to 6 months after permits are approved. Permitting beforehand varies by municipality; lot conditions, project scope and lender disbursements may affect the schedule.
＋ Can you help me insure the property?
Yes. We connect and coordinate with insurance professionals to obtain quotes for the completed home. Coverage, premiums and approval depend on the insurer; AMA does not act as an insurance carrier.
＋ What if I want to sell instead of rent?
Yes. We also build homes intended for sale. We review your goals, the market and finish selections with you to plan the construction around that strategy. Market conditions determine the timing and outcome of a sale.
＋ Can you manage the property once it’s built?
Our affiliated real estate company can handle tenant placement and ongoing management under a separate agreement and fee schedule. We confirm the service scope before you begin.
REQUEST A CONSULTATION
Let’s talk about your next project.
Tell us where you’d like to invest and what you have in mind. Message us on WhatsApp or leave your details so our team can arrange a consultation.
Message us on WhatsApp ↗Your project in Florida
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